Westfield Health Insurance


    • Prices From: £5.35
    • No Claims Discount: No
    • Excess/Co-pay: Cash Plan
    • Max Total Cover: Unlimited
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Westfield Health was formed in 1919, and the company is a UK-based not for profit organization. It provides healthcare plans to individuals, public and private organizations, and blue-chip companies. The company currently boasts more than 360,000 policyholders throughout the UK. In addition, the company is the choice provider for the employees of over 9,000 organizations.

Westfield Health took home the impressive “Best Heathcare Cash Plan Provider” award in October 2007, which made the fourth consecutive year the company appeared in the Health Insurance Magazine Awards. Westfield Health prides itself on being one of the most secure and successful health insurers in the entire UK. The organization also gives back to the community – it donates substantial annual amounts to the National Health Service and other medically related charities.

Westfield Health believes that as a not for profit organization, their customers will always be at the center of everything they do. The company knows that their compassionate values and culture, when coupled with their strong sense of corporate social responsibility, will hold the keys to their ongoing success. It strives to deliver unique, innovative health insurance plans and provide stellar customer service for policyholders. Staying true to this mission is precisely what has made the company a multi award-winning provider.

Westfield Health has the highest level of expertise in the UK health cash plan market. This fact distinguishes the company from other UK-based providers. It was also the first health cash plan provider to incorporate a complete Employee Assistance Program (EAP) in the UK. This program includes including Cognitive Behavioral Therapy (CBT), Diagnostic Scanning Facilities (MRI, CT and PET), and a 24 hour GP Telephone Consultation service.

Healthcare Plans

Westfield Health believes that nothing is more valuable than the good health of you and those you love. That’s why the company established their Good4you Health Cash Plan. It has been the preferred healthcare cover for generations of loyal policyholders, and the program is designed to help customers access and pay for most of their essential healthcare treatments and medicines.

If you apply for cover through the Good4you Plan, you gain the ability to locate the treatment you need with confidence, and you will feel safer knowing that Westfield will have your hard-earned money back in your bank account in no time. The Good4you program is a wise investment in your future health. If you use the program to take care of yourself now, you will be preventing small health problems from becoming major ones down the road. The program has up to 20 different benefits and services for you to use. This includes therapy treatments, trips to a specialist consultant, in-patient or day-surgery hospital trips, or even the birth of a child.

Cover under the Good4you Plan starts at only £1.23 per week, and the program offers different levels of cover from which you can choose. The Good4you plan also offers either 100% or 75% reimbursement, up to certain set limits. You can also add cover for your partner and your dependent children for some benefits at no extra cost. When you choose Westfield, you also get health cover for life. Unlike many competing health insurance products, your premium will not increase simply because you get older.

How the Good4you Cash Plan Works

The Good4you plan works by allowing you to choose one of five levels of cover. The first level starts at £5.35 a month, the second level at £11.20, the third at £16.60, the fourth at £23.20, and the fifth level begins at £34.00 a month. You pay the set monthly amount by Direct Debit, and you receive and pay for your routine health treatments as normal.

Next, you fill out a claim form and send it to Westfield, along with any supporting documentation you may have. The company will process your claim and then pay your money back to you by depositing it directly into your bank account. Westfield Health’s commitment to you is to process 100% of your accurately presented claims within five working days of receipt, so you can trust that your money will be returned promptly.

Special Offers

One of the best offers by Westfield is policyholders’ access to a free 24-hour counseling and advice line. If you aren’t feeling up to snuff but you don’t have the time to see your doctor, or you can’t seem to arrange an appointment to fit your schedule, you can simply call Westfield’s GP Telephone Consultation Helpline to speak to a fully qualified GP that can diagnose the symptoms you’re having. The doctor can recommend what steps, if any, you need to take next. The best part is that you can use this service 24 hours a day, no matter where in the world you happen to be.

Westfield also provides worldwide cover. This means that if you find that you need any treatment while you are traveling abroad – regardless of whether your trip is for business or pleasure – you can still use your insurance plan to claim all of the money back that you spend. In order to expedite your claims, however, Westfield requires all documentation that you present with your claim to be in English.

Westfield Health is currently running a special as well. If you join the program now, the company will waive your qualifying periods to allow you to start claiming as soon as your cover begins.

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